diff --git a/system/pages/exp-stages.php b/system/pages/exp-stages.php
index c5a14ef7..cd8d2b8e 100644
--- a/system/pages/exp-stages.php
+++ b/system/pages/exp-stages.php
@@ -11,20 +11,20 @@
 defined('MYAAC') or die('Direct access not allowed!');
 $title = 'Experience Stages';
 
-if(file_exists($config['data_path'] . 'XML/stages.xml')) {
-	$stages = new DOMDocument();
-	$stages->load($config['data_path'] . 'XML/stages.xml');
-}
-
-if(!isset($config['lua']['experienceStages']) || !getBoolean($config['lua']['experienceStages']))
-{
+if((!isset($config['lua']['experienceStages']) || !getBoolean($config['lua']['experienceStages']))
+	&& (!isset($config['lua']['rateUseStages']) || !getBoolean($config['lua']['rateUseStages']))
+	) {
 	$enabled = false;
 
-	if(isset($stages)) {
+	if(file_exists($config['data_path'] . 'XML/stages.xml')) {
+		$stages = new DOMDocument();
+		$stages->load($config['data_path'] . 'XML/stages.xml');
+
 		foreach($stages->getElementsByTagName('config') as $node) {
 			/** @var DOMElement $node */
-			if($node->getAttribute('enabled'))
+			if($node->getAttribute('enabled')) {
 				$enabled = true;
+			}
 		}
 	}
 
@@ -42,21 +42,12 @@ if(!isset($config['lua']['experienceStages']) || !getBoolean($config['lua']['exp
 	}
 }
 
-if(!$stages)
-{
-	echo 'Error: cannot load <b>stages.xml</b>!';
+$stages = new MyAAC\Server\ExpStages();
+$stagesArray = $stages->get();
+
+if (empty($stagesArray)) {
+	echo 'Error when loading experience stages.';
 	return;
 }
 
-$stagesArray = [];
-foreach($stages->getElementsByTagName('stage') as $stage)
-{
-	/** @var DOMElement $stage */
-	$maxLevel = $stage->getAttribute('maxlevel');
-	$stagesArray[] = [
-		'levels' => $stage->getAttribute('minlevel') . (isset($maxLevel[0]) ? '-' . $maxLevel : '+'),
-		'multiplier' => $stage->getAttribute('multiplier')
-	];
-}
-
 $twig->display('experience_stages.html.twig', ['stages' => $stagesArray]);
diff --git a/system/src/Server/ExpStages.php b/system/src/Server/ExpStages.php
new file mode 100644
index 00000000..3b5cfd98
--- /dev/null
+++ b/system/src/Server/ExpStages.php
@@ -0,0 +1,35 @@
+<?php
+
+namespace MyAAC\Server;
+
+use MyAAC\Cache\Cache;
+
+class ExpStages
+{
+	private static array $stages = [];
+
+	public static function get() {
+		if (count(self::$stages) == 0) {
+			self::$stages = Cache::remember('exp_stages', 10 * 60, function () {
+				if (file_exists(config('server_path') . TOML\ExpStages::FILE)) {
+					$expStages = new TOML\ExpStages();
+				}
+				elseif (file_exists(config('data_path') . XML\ExpStages::FILE)) {
+					$expStages = new XML\ExpStages();
+				}
+				elseif (file_exists(config('data_path') . Lua\ExpStages::FILE)) {
+					$expStages = new Lua\ExpStages();
+				}
+				else {
+					return [];
+				}
+
+				$expStages->load();
+
+				return $expStages->get();
+			});
+		}
+
+		return self::$stages;
+	}
+}
diff --git a/system/src/Server/Lua/ExpStages.php b/system/src/Server/Lua/ExpStages.php
new file mode 100644
index 00000000..aa8ec64b
--- /dev/null
+++ b/system/src/Server/Lua/ExpStages.php
@@ -0,0 +1,46 @@
+<?php
+
+namespace MyAAC\Server\Lua;
+
+class ExpStages
+{
+	private array $stages = [];
+
+	const FILE = 'stages.lua';
+
+	public function load(): void
+	{
+		$file = config('data_path') . self::FILE;
+
+		if(!@file_exists($file)) {
+			return;
+		}
+
+		if (!extension_loaded('lua')) {
+			return;
+		}
+
+		$lua = new \Lua();
+		try {
+			$stagesContent = file_get_contents($file);
+			$stagesContent .= 'return experienceStages';
+			$stages = $lua->eval($stagesContent);
+		}
+		catch (\Exception $e) {
+			error('Error: Cannot load stages.lua. More info in system/logs/error.log file.');
+			log_append('error.log', "[" . __CLASS__ . "] Fatal error: Cannot load stages.lua - $file. Error: " . $e->getMessage());
+			return;
+		}
+
+		foreach ($stages as $stage) {
+			$this->stages[] = [
+				'levels' => $stage['minlevel'] . (isset($stage['maxlevel']) ? '-' . $stage['maxlevel'] : '+'),
+				'multiplier' => $stage['multiplier']
+			];
+		}
+	}
+
+	public function get(): array {
+		return $this->stages;
+	}
+}
diff --git a/system/src/Server/TOML/Config.php b/system/src/Server/TOML/Config.php
index 46f76576..2f4a7999 100644
--- a/system/src/Server/TOML/Config.php
+++ b/system/src/Server/TOML/Config.php
@@ -50,6 +50,7 @@ class Config
 		$this->config['freePremium'] = $this->config['server']['accounts']['free_premium'] ?? false;
 		$this->config['ip'] = $this->config['server']['network']['ip'] ?? '127.0.0.1';
 		$this->config['worldType'] = $this->config['server']['world']['type'] ?? 'unknown';
+		$this->config['experienceStages'] = $this->config['stages']['config']['enabled'] ?? false;
 		$this->config['houseRentPeriod'] = $this->config['server']['houses']['rent_period'] ?? 'never';
 		$this->config['pzLocked'] = $this->config['combat']['skull']['pz_locked'] ?? 60 * 1000;
 		$this->config['url'] = $this->config['server']['identity']['url'] ?? 'http://localhost';
diff --git a/system/src/Server/TOML/ExpStages.php b/system/src/Server/TOML/ExpStages.php
new file mode 100644
index 00000000..d742102d
--- /dev/null
+++ b/system/src/Server/TOML/ExpStages.php
@@ -0,0 +1,44 @@
+<?php
+
+namespace MyAAC\Server\TOML;
+
+use Devium\Toml\Toml;
+
+class ExpStages
+{
+	private array $stages = [];
+
+	const FILE = 'config/stages.toml';
+
+	public function load(): void
+	{
+		$file = config('server_path') . self::FILE;
+
+		if(!@file_exists($file)) {
+			return;
+		}
+
+		$toml = file_get_contents($file);
+
+		try {
+			$stages = Toml::decode($toml, asArray: true);
+		}
+		catch (\Exception $e) {
+			error('Error: Cannot load stages.toml. More info in system/logs/error.log file.');
+			log_append('error.log', "[" . __CLASS__ . "] Fatal error: Cannot load stages.toml - $file. Error: " . $e->getMessage());
+			return;
+		}
+
+		foreach ($stages['stage'] as $stage) {
+			$this->stages[] = [
+				'levels' => $stage['minlevel'] . (isset($stage['maxlevel']) ? '-' . $stage['maxlevel'] : '+'),
+				'multiplier' => $stage['multiplier']
+			];
+		}
+
+	}
+
+	public function get(): array {
+		return $this->stages;
+	}
+}
diff --git a/system/src/Server/XML/ExpStages.php b/system/src/Server/XML/ExpStages.php
new file mode 100644
index 00000000..81e9b37c
--- /dev/null
+++ b/system/src/Server/XML/ExpStages.php
@@ -0,0 +1,40 @@
+<?php
+
+namespace MyAAC\Server\XML;
+
+class ExpStages
+{
+	private array $stages = [];
+
+	const FILE = 'XML/stages.xml';
+
+	public function load(): void
+	{
+		$file = config('data_path') . self::FILE;
+
+		if(!@file_exists($file)) {
+			return;
+		}
+
+		$xml = new \DOMDocument();
+		if(!$xml->load($file)) {
+			error('Error: Cannot load stages.xml. More info in system/logs/error.log file.');
+			log_append('error.log', "[" . __CLASS__ . "] Fatal error: Cannot load stages.xml - $file. Error: " . print_r(error_get_last(), true));
+			return;
+		}
+
+		foreach($xml->getElementsByTagName('stage') as $stage)
+		{
+			/** @var DOMElement $stage */
+			$maxLevel = $stage->getAttribute('maxlevel');
+			$this->stages[] = [
+				'levels' => $stage->getAttribute('minlevel') . (isset($maxLevel[0]) ? '-' . $maxLevel : '+'),
+				'multiplier' => $stage->getAttribute('multiplier')
+			];
+		}
+	}
+
+	public function get(): array {
+		return $this->stages;
+	}
+}